Type of insurance and cover provided
This Personal Identity Theft Insurance policy offers protection for costs of defence in the event of identity theft and fraud as detailed below.
Significant features and benefits
This policy will provide cover for legal expenses incurred in:
- Defending the insured’s identity and reinstating their credit status;
- Defending the insured against actions incorrectly brought by merchants and collection agencies as a consequence of the identity theft;
- Removing wrongly recorded civil or criminal judgements;
- Challenging the accuracy of credit files and other financial records;
- Preparing a Fraud Investigation Report, by a Fraud Investigator appointed by the insurer, which may be required.