If a customer has an accident or their vehicle is damaged and they claim on their main Motor Insurance policy, they usually must pay an Excess. Excess Protect ensures the customer will be reimbursed their Excess cost if unable to through a third party. Motor Excess Protect works alongside their main policy and may allow the customer to save money on their main Motor Insurance premium by opting for a higher Excess.
Cover is provided for the excess that they are responsible for following the successful settlement of any loss, destruction or damage for their vehicle under their Motor Insurance Policy in respect of claims arising as a result of accidental damage, fire, theft, or vandalism.
- The customer will be reimbursed any Excess payment for which they have been made liable up to the Annual Aggregate Limit insured under the policy.
- Cover will only operate when the Excess of their Motor Insurance Policy is exceeded and following the successful claim payment.
Levels of cover available from £100-£3000.